Annuity or capital for life insurance?

Very popular for its mode of operation as well as its tax advantages, life insurance allows two modes of exit at the time of retirement: the life annuity or the exit in capital. Here is a brief overview of the advantages and disadvantages of each of these two solutions. Annuity or capital for life insurance?-iStock-Inside … Read more

Home insurance deductible: how do you know if your amount is appropriate?

(Photo credits: Adobe Stock – Home Insurance Franchise) Fixing the home insurance deductible can become a tricky subject that should be dealt with as soon as you take out your contract in order to avoid any disappointment. Indeed, this threshold will depend on your amount of compensation, and therefore of reimbursement in the event of … Read more

Life and unit-linked insurance: the duty to inform about possible capital loss

(Photo credits: 123RF) Mrs. C invests 50,000 euros in her life insurance, on a single support in units of account. Later, when she believed the guaranteed capital, she finds that the value only amounts to 39,139 euros. Believing to have been misinformed, she assigns her bank. Facts In 2007, Mrs. C subscribed to a life … Read more

Microsoft: analysts revise their objectives – 01/26/2023 at 14:51

(CercleFinance.com) – Microsoft on Tuesday evening unveiled adjusted EPS (non-GAAP) down 6% to $2.32 for its second quarter 2022-23, as well as adjusted operating profit down by 3% to 21.6 billion. The software giant saw its revenues increase by 2% to 52.7 billion dollars (+7% at constant exchange rates), driven by its cloud activities whose … Read more

Microsoft: Wedbush remains positive after results – 01/25/2023 at 15:15

This analysis was prepared by Cercle Finance and published by BOURSORAMA on 01/25/2023 at 3:15:00 p.m. Acting exclusively as a distribution channel, BOURSORAMA has not participated in any way in its development or exercised any discretionary power with regard to its selection. The information contained in this analysis has been transcribed “as is”, without representation … Read more

Microsoft will invest billions in the company behind ChatGPT

OpenAI, also known for the similar program Dall-E, needs Microsoft’s money and technical capabilities to process huge amounts of data. ChatGPT has attracted many users in a short time by producing easy-to-read texts based on artificial intelligence. With the money raised, OpenAI aims to “continue to conduct independent research and develop secure artificial intelligence”. With … Read more

Where to invest in 2023 with life insurance?

(Photo credits: Adobe Stock – ) Life insurance remains one of the favorite investments of the French, and rightly so! Indeed, this Swiss knife of savings makes it possible to invest in a large number of markets, to place part of one’s capital in a secure investment (the euro fund) and another in riskier but … Read more

Legal protection: where to find it and what is it for?

(Photo credits: Adobe Stock – home insurance legal protection) What guarantees does legal protection include and in what contract does it appear? Is it a special option to take out or a guarantee included by default in an insurance contract? Take stock to be up to date and comfortable with this topic. Legal protection, a … Read more

AOF analysis closes Wall Street – Markets in the red amid recession fears – 01/20/2023 at 08:20

(AOF) – US equity markets closed lower. The day’s macroeconomic indicators were mixed with another sign of weakness in the housing market, the first victim of the rate hike. On the other hand, when it comes to the labor market, weekly claims for unemployment benefits were less numerous last week. On the stock side, Procter … Read more

Insurance: borrowers can change contracts at any time from September 1

On September 1, 2022, the second part of the Lemoine law will come into force. For all borrowers, it will finally be possible to change insurance contract at any time with, as a result, great savings to be made. By MoneyVox The year 2022 heralds a new era for borrowers. From now on, they will … Read more