Auto insurance is meant to protect you when you’re on the road, but also to protect others in the event of an accident. It is also a means of covering you in the event of damage to your vehicle, including when you are not driving with it: theft, break-in, fire… Of course, you are not obliged to take out insurance against all risks, but you must, at a minimum, be insured by third party. If you don’t have insurance, you risk a lot.
Today, the police and gendarmes only have to scan the license plate of a vehicle to know if it is insured or not: they do not even need to stop you to check your papers. If you are checked for lack of insurance, you risk a fine of up to 3750 euros. Generally, a first offense of this type results in a fixed fine. However, in the event of a repeat offence, you incur up to 3 years of license suspension, a community service sentence, the confiscation of the vehicle or the obligation to follow an awareness course.
To this must be added the risk you incur on the road: in the event of an accident, you are in no way covered vis-à-vis yourself and others. It’s an unnecessary risk to take.
Choose the auto insurance that’s right for you
To be properly covered, you can choose your car insurance using the Parisian comparator. In a few minutes, you have a detailed comparison and you can immediately subscribe to the car insurance that best suits your needs.