How to find good auto insurance when you are a senior?

While no maximum age is required to drive a car in France, finding new insurance can be difficult as a senior person.

In 2023the French Highway Code does not prohibit a person from driving because of his age.

If in several countries in Europe, a medical examination is mandatory, it is not either in France.

The only constraint for a person to take the wheel in France, it means that he is apt physically to conduct.

But what about insurance? Is it harder to get insurance when you have advanced age?

More and more difficult with age

If you want to subscribe to new insuranceit will be relatively easy if you have less than 70 years.

Indeed, until this age, you will be considered to have a good experienceespecially if you were not responsible of no accident.

Unfortunately, once this course passed, it becomes difficult to find a new insurance. The reason is simple: insurers start from principle that an elderly person loses in capacities.

The milestone of 80 years

In effect, the insurance believe that age increases the risk of accidents and therefore refuse even sometimes to support the drivers too old. This is all the more the case if you exceed the milestone of 80 years.

Fortunately, there is a solution if you are looking for new insurance : private insurers. In any case, do not hesitate to ask several quotes and compare the prices so as not to be fooled.

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Solutions exist

In order to counter the higher price of insurance for seniors, there are a few alternatives. In effect, some companies offer payment methods flexible.

This is the case, for example, payment in installments without premium costs. There is also an extension of the time limit to settle an outstanding payment, which compensates reduction revenues.

other insurers at the same time automatically offer warranty driver’s personal information in all levels protection.

The possible damage bodily injury resulting from an accident will thus be compensated.

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